There have been many times in my life when money has been very tight and managing ordinary living expenses has been difficult, let alone think about “luxuries” like an ice-cream or new shoes! I learned some useful things about self-care on a budget.

Have a pamper time – long, soaky bath with some home-made bath salts – Mr Google knows the recipe. Wax or shave legs (and other places). Paint your nails – don’t forget toes. Body lotion all over.

Then, either curl up with a good book and some music, or get dressed up and meet a friend for coffee – doesn’t have to be at a posh cafe.

Go to the beach and walk along searching for shells and pebbles or just sit and watch the waves.

If you want to cut down your heating bills, spend more time at the library reading – it’s always warm there.

Arrange a regular time for walking with a friend.

Do something out of the ordinary eg. In winter (because the sun rises later), get up while it is still dark, make some hot food, (porridge is great) or a hot drink, and take it with you to the beach or hills to watch the sun rise – kids love this too. Or take some old bread and go and feed the ducks. These sorts of things help you to get centred and grounded again rather than feeling scattered and disorganised.

The most important thing I learned though, was to always have two good things to look forward to. It doesn’t matter if they are big or small things, as long as you have two of them. Once you have done one of them, immediately organise another second thing. Then there is always something positive to look forward to.